It Is Possible To Purchase Car Insurance Without A Driver’s License

By Jim Bassett

Unfortunately, for those people who are looking for car insurance without a driver’s license the options open to them will be limited because there are many companies that do not offer this facility. This is because most car insurance companies need to see that you have a driving license as well as a social security number before they will be willing to offer you a car insurance plan. The car insurance companies need to look at this information in order to determine the rates that they will need to charge individual applicants.

However, many people need to buy car insurance without a driver’s license and for a number of reasons as well. For example, a person may be the owner of a vehicle that they are not able to drive on their own and so will need to purchase car insurance even despite not owning a driver’s license. They may not be able to drive because of medical reasons or for any other kind of reason.

Regardless of the reason why they cannot or do not drive it is necessary that they purchase car insurance for their vehicle. These people may be depending on a friend or family member to drive them to a doctor’s clinic or to buy groceries or for other activities that involve driving a car. Even parents that do not themselves drive might purchase a car for their teenage children who have only recently obtained a driving license. In such cases too it becomes necessary to purchase car insurance despite not owning a driver’s license.

The best way to get the required car insurance is by getting in touch with different car insurance companies and in fact going online to contact these companies offers a more convenient option and one that is not so time consuming as having to personally visit the car insurance company’s offices. Online services make it possible to deal with any car insurance company no matter where in the country they may be located.

The good news is that even when shopping for car insurance without owning a driver’s license you will be quoted the same rates as are applicable for those who own a driver’s license. Furthermore, you will also need to provide the insurer with the same information as is required from those holding driving licenses.

The only real difference is that when you are going to submit your online information to the insurer you will simply need to enter nil when asked to provide number of years for which you have held a license.

In Texas, it is possible to purchase car insurance without a driver’s license for those who are illegally living in the state and even otherwise most Texan insurance agencies do not ask that you furnish driving license proof prior to offering you a car insurance plan.

With many Americans not owning driver’s licenses there is certainly a demand for buying car insurance despite not possessing a driver’s license. Though it is illegal to drive a vehicle without possessing a driver’s license there is nothing illegal in buying car insurance without holding a driver’s license; so, be sure to buy insurance coverage for your vehicle prior to allowing anyone else to drive it.

About the Author: Unfortunately, for those people who are looking for

car insurance without a driver’s license

the

free auto insurance quote

options open to them will be limited because there are many companies that do not offer this facility.

Source:

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